February 2026 Monthly Passive Income Report $1,762.41

Another late post due to long work hours and spending time with family.

1. Dividend Stocks

I didn’t do much with dividend stock lately due to how volatile the market has been. I currently do not have funds to invest in more dividend stocks. So the amount will remain the same in the coming months.

Total Dividend Income: $27.03

2. Option Trading

The market dipped way past my call option range so I wasn’t able to do much compared to last month. Also a few put options I had on HOOD stock got executed way below strike price. So I am closely monitoring those to see if I can do call options around $100 to earn some premium while hoping that the stock will recover.

Below is a breakdown of all the premiums I earned for the month:

  • Covered Calls: $1,070
  • Cash-Secured Puts: $580
  • Credit Spreads (None): $0

3. High-Yield Savings

Savings rates keep going down so I expect this to keep dropping the coming months. Unless I manage to get myself out of the hole I am in with my option trading. Currently I am using 14k margins so I can withdraw any funds to my savings.

  • Total Income from High-Yield Savings: $57.38

4. Atlas Earth

I am still paying the 49.99 subscription price every month to earn additional daily atlas cash so I can save up for the next tier of land purchases. I did get my land ownership to 428 lots. Income will go up as I continue purchasing lots and hitting the next tier.

  • Total Income from Atlas Earth: $28

5. Amazon KDP

I didn’t manage to sell any books this month. I think there are other trends that people are interested in. I just don’t have the time to create more puzzle books.

  • Total Income from Amazon KDP: $0

Total Passive Income For This Month

  • Total Income from All Streams: $1,762.41

Here’s the full breakdown of my passive income for the month:

  • Dividend Stocks: $27.03
  • Option Trading: $1,650
  • High-Yield Savings: $57.38
  • Atlas Earth: $28
  • Amazon KDP: $0

Final Thoughts:

Unfortunately I wasn’t able to hit the $3,000 mark this month due to how the market has been running. I believe this will be the case next month, so I will have to switch up my strategy to not only rely on a specific option trading strategy. I need to diversity my strategy much like diversify in the stock market. Don’t invest all your money in one stock or sector.

theunemployedinvestor
theunemployedinvestor
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