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Not much has changed here except Chase Freedom won’t be holding a spot in my wallet as most of the spending will be used online for travel or PayPal purchases. In any case, here is the updated list for Q4…
Not too long ago, tipping used to mean something special. It was a way to show appreciation for excellent service. You tipped your waiter or waitress at a restaurant because they provided attentive, personalized service—often going above and beyond to…
In today’s digital-first world, making extra money doesn’t require clocking into a second job or sacrificing all your free time. The internet has opened countless opportunities for flexible, scalable, and sometimes even passive income streams. Whether you want to pad…
Food is one of the biggest recurring expenses for most households, and grocery bills can eat up a large portion of your monthly budget without you even realizing it. Unlike fixed costs such as rent or utilities, groceries are variable,…
When people talk about financial success, they usually mention saving, investing, budgeting, or finding a higher-paying job. Rarely does the conversation shift to one of the most overlooked influences on money: your friends. The truth is, the people you surround…
Throughout my college years from 2005 to 2010, I worked at many different part-time jobs to pay for tuition, textbooks, and living expenses. Like many students, I hopped from one role to another, ranging from retail to food service, each…
In today’s digital world, scams are everywhere. We all like to believe we’d spot one from a mile away — but sometimes, the scammers get smarter, more convincing, and incredibly targeted. I recently experienced a phishing attempt firsthand when I…
Over the years, I’ve had more than my fair share of disappointing experiences with Petco, especially with their vet services under Vetco. I told myself I’d stick with them only when I absolutely had to, but to be fair, their…
August 2025 has been one of the more eventful months in my trading journey. For the past few years, Nvidia (NVDA) had been at the center of my personal brokerage account and the backbone of my options trading strategy. Whether…
