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When it comes to building savings, the interest rate on your account can make a huge difference over time. With national banks still offering paltry returns—often below 1%—many savers are looking elsewhere for better yields. One often-overlooked option is credit…
In an era where traditional savings accounts barely offer 1% interest, finding a 5% APY (Annual Percentage Yield) savings account might sound too good to be true. But with a little creativity and planning, it’s possible to take advantage of…
If you’re just getting started with investing, chances are you’ve asked yourself this question: “How much should I invest when I start?” It’s a fair and important question—after all, nobody wants to put their hard-earned money at risk without a…
When I started college at 18, I had no money saved for tuition, books, or even living expenses. I relied on a patchwork of financial aid, part-time jobs, and — thankfully — help from my parents, who stretched themselves to…
Every quarter, I like to re-evaluate the credit cards I actively carry in my wallet to ensure I’m maximizing rewards and cash back for my everyday purchases. Credit card rewards can be an effective way to optimize your spending if…
Saving money is more than just stashing cash under a mattress or letting it sit idle in a checking account. In today’s uncertain economy—with inflation, rising interest rates, and evolving digital banking—finding the right savings account can make a real…
Starting a YouTube gaming channel was something I had dreamed of for years. Like many gamers, I’ve spent countless hours immersed in virtual worlds, forming digital friendships, competing, exploring, and having fun. The idea of turning that passion into something…
There’s something about a Saturday morning visit to the local farmers market that feels right. The fresh air, the colorful stalls, the chatter of community members, and the smell of ripe produce—it’s an experience that connects us back to the…
Another month goes by and I am still not able to break the $2,000 mark. Again the stock market has been on a tear. Most of my covered calls have been getting executed, hence why I can’t do any rollovers…
